1000 people have 1 millionaires in the city most likely to encounter the nouveau riche recently, the Hurun Research Institute released the "2016 Chinese high net worth individuals demand abroad and the trend of white paper", the survey data show that as of May 2016, Chinese, has approximately 134 MW millionaires, more than 130 thousand people last year, the growth rate reached 10.7%; among them, there are 89 thousand billionaires, 11 thousand more than last year, the growth rate of up to 14.1%. Cut from the Hurun Research Institute report Chinese according to the National Bureau of statistics data, as of the end of 2014, the total population is 1 billion 367 million 820 thousand Chinese (about 1 billion 368 million), that is to say, millionaires (including billionaire, the same below) accounted for about 0.1% of the total population Chinese, i.e. every 1000 people, there are 1 millionaires. This year, Guangdong province has replaced Beijing as the largest population of tens of millions of total assets, the total population of assets is 240 thousand people, the highest increase is also in the province. Beijing ranks second, again in Shanghai and Zhejiang. The four provinces and cities have a total assets of more than 10 million high net worth population of 843 thousand people, accounting for 63% of the total number of millionaires in the country. Where is the easiest place to meet a millionaire? According to the statistics, there are 1.1 millionaires per 100 people in Beijing, with the highest density, followed by Shanghai, Jilin and Zhejiang. The specific list is different from the ordinary wage earners, because the "egg" enough, the rich people in the asset allocation options more diverse, more flexible, of course, can get the return is higher. One of the most obvious features of this year is that millionaires are more likely to invest overseas. The Hurun list shows that nearly 50% of the millionaires said they would continue to increase their overseas financial allocation, which accounts for 16% of their investment assets. Among them, foreign exchange deposits are the most common products in their overseas financial investment allocation. Every year, from June to May this year, that is to say, the RMB statistics time interval, the RMB depreciated against the U.S. dollar by 11%, that is, the devaluation from the 1:6.12 line to 1:6.58. This may be the main reason for investors to choose to invest in the sea. That is to say, investors will be RMB into dollars, then do not do what, at least 11% of the rate of return, several times higher than bank deposit rates; in addition, in May this year (the Hurun list statistics after the deadline), people on the dollar continues to fall, their rate of return is still expected to continue to increase. In addition to foreign exchange deposits, investors also like to buy insurance products overseas. 45% of the investors in the sea choose to buy insurance products, which can not only provide returns from exchange rate changes, but also share dividends themselves. In particular, a large number of mainland investors flocked to Hongkong to buy insurance, for this reason, UnionPay also introduced policies for a period of time, limiting such investment behavior. In order to buy insurance products in Hongkong before the new policy, a large number of mainlanders flooded into insurance companies in Hongkong on Saturday (October 29th), and the situation was comparable to the scramble for housing.

1000个人中有1位千万富翁 这个城市最易邂逅土豪近日,胡润研究院发布《2016中国高净值人群出国需求与趋势白皮书》,调查数据显示,截至2016年5月,中国大陆拥有约134万千万富翁,比去年增加13万人,增长率达到10.7%;其中,亿万富翁有8.9万,比去年增加1.1万人,增长率高达14.1%。截自胡润研究院报告根据中国国家统计局的数据,截至2014年末,中国人口总数为136782万(约13.68亿),也就是说,千万富翁(包括亿万富翁,下同)占中国总人口的约0.1%,即每1000个人当中,就有1位千万富翁。今年,广东省取代北京成为千万总资产人群最多的省份,其千万总资产人群数量为24万人,增幅也是最高的省份。北京排名第二,再次是上海、浙江。这四个省市共拥有总资产千万以上高净值人群84.3万人,占全国千万富翁总数的63%。哪个地方最容易“邂逅”到千万富翁?据每经小编统计,北京每100人当中,就有1.1个千万富翁,“密度”最高;其次为上海、吉林、浙江。具体排名见表 不同于普通工薪阶层,由于“鸡蛋”足够多,富翁们在资产配置上的选择更加多样,也更加灵活,当然可以获取的回报也就越高。今年最明显的一个特点,就是千万富翁们更偏向于海外投资。胡润榜单显示,近五成的千万富翁表示会继续增加海外金融配置,目前这些人的海外金融投资已占他们投资资产的16%。其中,外汇存款是他们海外金融投资配置中最普遍的产品。截自胡润研究院报告每经小编留意到,去年6月到今年5月(即胡润统计时间区间),人民币对美元汇率贬值了11%,即从1:6.12一线贬值到1:6.58。这或许是有心的投资者选择出海投资的主要动因。也就是说,投资者将人民币换成美元,然后什么都不做,至少也有11%的收益率,比银行存款利率高出数倍;此外,在今年5月(即胡润榜单统计截止日)之后,人民对美元仍在继续贬值,他们的收益率仍有望继续增加。除了外汇存款,有心的投资者也很喜欢到海外购买保险产品。出海的投资者当中,有45%的人选择购买保险产品,这类产品不但能提供汇率变动带来的回报,其本身也有分红。尤其是内地投资客大量涌向香港购买保险,为此,银联前一段时间还出台政策,限制这类投资行为。为了在新政策出台前买入香港的保险产品,大量内地人在10月29日(周六)涌入香港的保险公司,场面堪比抢房。相关的主题文章: